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Tuition and Fees

Tuition and Fees

All students are expected to become familiar with the financial obligations they will incur while attending Moody Theological Seminary and Graduate School.

Approximate semester expenses do not include books, supplies, fees, medical insurance, or personal expenses (for more information, see below). Graduate students may choose to live on- or off-campus. Chicago on-campus housing is available, but limited. Please direct housing inquiries to Residence Life at or 312-329-4189. Graduate students have the option to include a meal plan. Please direct inquiries to Food Services 312-329-4324.

Moody Theological Seminary and Graduate School students are required to pay their bills, in full, one week before the start date of the session or to enroll in the Moody Payment Plan.

If students are expecting institutional scholarships, outside scholarships, stipends, or loans to help cover their balance and they are not awarded by Moody’s due date, students are still responsible to make payments on time for the amount due. Enrollment in the payment plan or financial aid received after the payment due date will not negate any late fees previously applied. All balances outstanding after the pay in full due date are subject to late payment fees and past due holds unless the student is enrolled in the Payment Plan by that date and current with payments.

Methods of Payment

  1. Students may make payments online through > Students tab > Student Center > Finances > Nelnet > Finances / Payment Plans / Refunds. Payments may be made by bank account, credit or debit card (Discover, MasterCard, Visa, and American Express are accepted*). Students may also use this portal to authorize other parties to pay toward their school bill. Note that third-party payments (from someone other than the student's custodial parent) should be reported as a resource on the student's FAFSA.

  2. Others making payments towards a student’s bill may make payments online with a credit or debit card* at Moody’s Non-Student Payment website (Discover, MasterCard, Visa, and American Express are accepted*).

  3. Payments by check or money order† may be sent payable to:
    Moody Bible Institute
    Attn: Student Accounts
    820 N. LaSalle Blvd.
    Chicago, IL 60610

  4. International payments can be made in the student's home currency using PayMyTuition. For more information visit the Student Accounts page in the student portal.

*Payments made by credit/debit card may incur a 2.75% Service fee.

†Please include student name and ID number on all checks and money orders. Allow 2-3 weeks for mail delivery.

  • Tuition and Fees
  • Medical Insurance
  • Moody Payment Plan
  • Michigan

Chicago Semester Program Costs

Estimated Cost (per semester)
Off-campus student (9 credit hours) $4,515

This estimate includes tuition and fees, and does not include books, supplies, medical insurance or personal expenses.

Application Fee (non-refundable, due at time of submitting application) $50
Tuition (per credit hour) $475
Student Fees (per semester, required)
Insurance Handling fee (if insurance is required or taken) $20
Student Activity fee* (per credit hour, caps at 9 credits) $20
Student Council fee (per credit hour) $5
Health Services fee $15
Campus Network fee* $100
Other Fees as Applicable
Certificate or Degree extension fee $50
Graduation Fee $125
Insurance Late Form fee $10
Late Payment fee $25
Parking Fee (per vehicle) $175
Payment plan enrollment fee $60
Retreat Fee (variable) $10-$30
Returned payment from bank account or check fee $30
Validation Exam Fee $100

*Residential students only.

All prices quoted are subject to change without notice.

On-campus housing is available for a limited number of students. Please contact for pricing and availability.

Graduate students have the option to include a meal plan. Please direct inquiries to Food Services at 312-329-4324

For a complete list of fees please see the Academic Catalog.

Medical Insurance

All full-time status residential students (students living in Moody-owned housing) on the Chicago campus, international students on all campuses (living on-campus and off-campus), and all BSMAT students attending on-campus courses are required to be covered by Moody’s health insurance plan or an approved alternate plan for the entire time that they are enrolled as a student, including breaks between semesters. Students are responsible for full compliance with all terms and conditions of their insurance policy, for following the payment policy of the health care provider, office, clinic, or hospital from which they receive services, and any expenses not covered by their insurance (deductibles, copayments, excluded items and services, etc.) This may mean that payment is required at the time of service. All required students will be automatically enrolled in Moody Student Insurance and charged the individual plan premium unless a waiver is received every semester.

Commuter students are eligible to participate in Moody’s health insurance plan provided that one or more of the following conditions apply: Full-time status; students completing their student teaching requirements; or graduating seniors in their final semester. All international students with F-1 status, their spouses, and dependent children are required to carry health insurance when those dependents are living with the student, and may not waive Moody’s health insurance plan. Dependent coverage is only available for international students.

Listed below are the prices for Moody’s student health insurance plan for the 2021–2022 academic year. A separate $20 insurance handling fee is assessed to each student, per semester, whether Moody insurance is taken or waived.

Insurance Premium
Policy Fall 2021 Spring and Summer 2022
Student $765 $1,189
Additional family member
(international only)
$765 each $1,189 each

Please note the following:

  • If both husband and wife are students, they will each be enrolled under the individual plan.
  • Waivers submitted after August 1 (fall) and December 19 (spring) will be subject to a $10 late form fee. Please note that waivers submitted after this date may not be accepted and/or be able to be processed.
  • Waivers submitted after this date may not be accepted and/or be able to be processed.
  • Students who withdraw 31 days after August 11, 2021 (Fall) or January 1, 2022 (Spring) will not be refunded for the insurance premium.

Moody Payment Plan

The Moody Payment Plan is an interest-free alternative to a lump sum payment of the student bill. It is administered by the Student Accounts Office in Moody Central. The plan is available to all students with the exception of international students (F-1 Visa holders) attending their first semester.

This plan allows the semester total to be split into monthly payments (see table below).

Enrollment and Activation

Students are eligible to enroll in the Moody Payment Plan each semester. Enrollment requires a down payment and a non-refundable $60 enrollment fee.

Fall 2021 Payment Plan is available June 3, 2021.

Last Day to
Enroll Online
Down Payment
Number of
Payment Dates
Payments on the 5th
June 24 10% 5 July 5th – Nov 5th
July 27 20% 4 Aug 5th – Nov 5th
Aug 26 25% 3 Sept 5th – Nov 5th
Sept 24 40% 2 Oct 5th & Nov 5th
Oct 27 60% 1 Nov 5th only
Payments on the 20th
June 10 10% 6 June 20th – Nov 20th
July 9 10% 5 July 20th – Nov 20th
Aug 11 20% 4 Aug 20th – Nov 20th
Sept 9 25% 3 Sep 20th – Nov 20th
Oct 8 40% 2 Oct 20th & Nov 20th
Nov 10 60% 1 Nov 20th only

NOTE: All down payments are processed immediately!


For additional information about the Moody Payment Plan, please log in to your Student Center and click on "Finances/Payment Plans/Refunds" or contact or (312) 329-4223.

Michigan Semester Program Costs

Semester Program Costs

Estimated Cost (per semester)
9 credit hours $4,435


Application Fee (non-refundable– Due at time of submitting application $50
Tuition (per credit hour) – Credit (effective July 1, 2020) $475
Student Fees (per semester, required)
Faculty Development fee $50
Instructional Supplement fee* (per class) $20
Insurance Handling fee (if insurance is required or taken) $20
Library fee $30
Other Fees as Applicable
Certificate or Degree extension fee $50
Graduation fee $125
Insurance Late Form fee $10
Late payment fee, monthly $25
Payment plan enrollment fee $60
Returned payment from bank account or check fee $30
Validation Exam fee $100

All prices quoted are subject to change without notice.

This fee helps supplement the costs for labor and material for additional notes and equipment used in most classes. Among other things this means that students, for the most part, will not have additional expenses for class notes required by the professor.