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Tuition and Fees

Tuition and Fees

All students are expected to become familiar with the financial obligations they will incur while attending Moody Theological Seminary and Graduate School.

Approximate semester expenses do not include books, supplies, fees, medical insurance or personal expenses. Graduate students may choose to live on- or off-campus. Chicago on-campus housing is available, but limited. Please direct housing inquiries to Residence Life at or 312-329-4189. Graduate students have the option to include a meal plan. Please direct inquiries to Food Services 312-329-4324.

Moody Theological Seminary and Graduate School students are required to pay their bills, in full, by the first day of classes each semester or to enroll in the Moody Payment Plan.

If students are expecting institutional scholarships, outside scholarships, stipends, or loans to help cover their balance and they are not awarded by Moody’s due date, students are still responsible to make payments on time for the amount due. Enrollment in the payment plan or financial aid received after the payment due date will not negate any late fees previously applied. All balances outstanding after the pay in full due date are subject to late payment fees and past due holds unless the student is enrolled in the Payment Plan by that date and current with payments.

Methods of Payment

  1. Students may make payments online through > Students tab > Student Center > Finances > Nelnet > Finances / Payment Plans / Refunds. Payments may be made by bank account, credit or debit card* (Discover, MasterCard, and Visa are accepted). Students may also use this portal to authorize other parties to pay toward their school bill. Note that third-party payments (from someone other than the student's custodial parent) should be reported as a resource on the student's FAFSA.

  2. Others making payments towards a student’s bill may make payments online with a credit or debit card* at Moody’s Non-Student Payment website (Discover, MasterCard, and Visa are accepted*).

  3. Payments by check or money order† may be sent payable to:
    Moody Bible Institute
    Attn: Student Accounts
    820 N. LaSalle Blvd.
    Chicago, IL 60610

*Payments made by credit/debit card may incur a 2.75% Service fee.

†Please include student name and ID number on all checks and money orders. Allow 2-3 weeks for mail delivery.

  • Tuition and Fees
  • Medical Insurance
  • Moody Payment Plan

Semester Program Costs

Estimated Cost (per semester)
On-campus student (9 credit hours)  –  $4,500 + housing
Off-campus student (9 credit hours)  –  $4,245


These prices include tuition and fees. On-campus students would add in the cost of the Apartment. They do not include books, supplies, medical insurance or personal expenses.

Application Fee (non-refundable, due at time of submitting application) $50
Tuition (per credit hour) $445
Student Fees (per semester, required)  
Campus Network fee (required if living on campus) $100
Insurance Handling fee (if insurance is required or taken) $20
Student activity fee* (per credit hour, caps at 9 credits) $20
Student Council fee (per credit hour) $5
CTA U-Pass** $150
Other Fees as Applicable  
Certificate or Degree extension fee $50
Graduation Fee $125
Insurance Late Form fee $10
Late Payment fee $25
Parking Fee (per vehicle) $175
Payment plan enrollment fee $60
Retreat Fee (variable) $10-$30
Returned payment from bank account or check fee $30
Validation Exam Fee $100

 *Covers use of the learning resources center, audiovisual center, Health Service, Central Post Office, and other benefits.
**CTA U-Pass fee is applied to all students taking 9 credits or more with minimum of one in-person Chicago campus course.


Housing (per semester)
Jenkins Apartments
Married/Single $6,325
Double, per person $4,320
Triple, per person $3,585
Security Deposit* (one-time payment) $250
Modular Housing ** (Summer term only campus housing) $189
Meal Plan (per semester)
10 meals per week (available to Jenkins Hall residents only) $1,766

 *The Security Deposit for Jenkins Hall apartments is held until the student moves out. The Deposit is returned to the student upon request at move out less any damages to the apartment beyond normal wear and tear. 
**Contact Residence Life for summer housing rates and eligibility.


All prices quoted are subject to change without notice

Graduate students may choose to live on- or off-campus. Chicago on-campus housing is available, but limited. Please direct housing inquiries to Residence Life at or 312-329-4189. Graduate students have the option to include a meal plan. Please direct inquiries to Food Services at 312-329-4324

For a complete list of fees please see the Academic Catalog.

Medical Insurance

All full-time residential students (students living in Moody-owned housing) on the Chicago campus, international students on all campuses, and all BSMAT students are required to be covered by Moody’s health insurance plan, or an approved comparable plan for the entire time that they are enrolled as a student, including breaks between semesters. International students are not allowed to waive the Moody health insurance plan. All students are personally responsible for any health care expenses not covered by their insurance (deductibles, copayments, excluded items and services, etc.). Students are responsible for full compliance with all terms and conditions of their insurance policy, and for following the payment policy of the health care provider, office, clinic, or hospital from which they receive services. This may mean that payment is required at the time of service.

All students required to have coverage will be automatically enrolled in and charged the Individual Moody Student Health Insurance Plan premium and will remain on that plan unless we receive a waiver form. If a student chooses to be covered under another insurance plan, the student must provide Moody with evidence that insurance is in effect by submitting a completed Student Insurance Waiver through his or her student portal. This form must be submitted with a copy of both sides of their current insurance card every semester in which the student is enrolled.

The approved alternative insurance plan must be comparable in coverage to the plan offered by Moody and must cover the student for the entire academic year. The deadline to submit enrollment/waiver documents is August 1 for the fall semester and December 19 for the spring semester. Students who do not submit documents prior to these deadlines will remain on the Moody Student Health Insurance Plan and will be responsible for the full semester premium. Commuter students are eligible to participate in the Moody Student Health Insurance Plan provided that one or more of the following conditions apply:

  1. Full-time status
  2. Educational Ministries students completing their student teaching
  3. Graduating seniors in their final semester

All international students with F-1 status, their spouses, and dependent children are required to carry health insurance when those dependents are living with the student. International students may not waive the Moody Student Health Insurance Plan.

Listed below are the prices for Moody Student Health Insurance Plan for the 2019–2020 academic year. A separate $20 insurance handling fee is assessed to each student, per semester, regardless of type of coverage if insurance is required or taken. Please note dependent coverage is only available for international students.

Insurance Premium
Policy Fall 2019 Spring and Summer 2020
Student $807 $1,253
Additional family members
(international students only)
$807 each $1,253 each


Note: If both husband and wife are students, they may each enroll under the Individual plan.

Note: Waivers submitted after August 1 (fall) and December 19 (spring) will be subject to a $10 late form fee. Please note that waivers submitted after this date may not be accepted and/or be able to be processed. 

Please note that waivers submitted after this date may not be accepted and/or be able to be processed. 

Students who withdraw 31 days after August 11, 2019 (fall) or January 1, 2020 (springwill not be refunded for the insurance premium.

Moody Payment Plan

The Moody Payment Plan is an interest-free alternative to a lump sum payment of the student bill. It is administered by the Student Accounts Office in Moody Central. The plan is available to all students with the exception of international students (F-1 Visa holders) attending their first semester.

This plan allows the semester total to be split into monthly payments (see table below).

Enrollment and Activation

Students are eligible to enroll in the Moody Payment Plan each semester. Enrollment requires a down payment and a non-refundable $60 enrollment fee.

Spring 2020 Payment Plan is available November 6, 2019.

Last Day to
Enroll Online
Down Payment
Number of
Payment Dates
Payments on the 5th
Nov 25 10% 5 Dec 5 - Apr 5 
Dec 24  20% 4 Jan 5 - Mar 5 
Jan 25  25% 3 Feb 5 - Apr 5 
Feb 22 40% 2 Mar 5 & Apr 5
Mar 26  60% 1 April 5th only
Payments on the 20th
Dec 11 10% 5 Dec 20 - Apr 20 
Jan 9  20% 4 Jan 20 - Apr 20 
Feb 8  25% 3 Feb 20 - Apr 20 
Mar 11 40% 2 Mar 20 & Apr 20 
Apr 9 60% 1 April 20th Only 

NOTE: All down payments are processed immediately!


For additional information about the Moody Payment Plan, please log in to your Student Center and click on "Finances/Payment Plans/Refunds" or contact or (312) 329-4223.