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Tuition and Fees

Chicago Campus Tuition and Fees

The cost of a semester of study at the Chicago campus includes room and board, student activity fee, Ventra U-Pass, facilities fee, technology fee, medical insurance, and fees for some courses and majors (see Course Fees). Students may opt-out of the student health insurance plan if they have other insurance (see Medical Insurance).

Room, board, and student fees, required of all students in residence, total approximately $6,560-$7,800 per semester for students housed in a double-occupancy room. The cost of books and supplies is estimated at $500 per semester, personal expenses may total $500-$700 per semester, depending on the student’s needs and desires. Special fees for music and other course fees are listed in the fees section. Students may estimate their semester expenses by totaling all applicable fees, plus personal items.

A student can combine multiple forms of payment, including Financial Aid, to pay these costs and fees. These fees are not covered by the Tuition-Paid education. Please click here for more information about Financial Aid.

If students are expecting institutional scholarships, outside scholarships, stipends, or loans to help cover their balance and they are not awarded by Moody’s due date, students are still responsible to make payments on time for the amount due. Contact with any questions regarding the amount due.

Balances are due in full August 1 for the fall semester, January 1 for the spring semester, and May 1 for the summer term, unless the student is enrolled in the Moody Payment Plan. A $25 late fee per month will be charged if the account balance is not received by Moody's due date.

Enrollment in the payment plan or financial aid received after the payment due date will not negate any late fees previously applied. All balances outstanding after the pay in full due date are subject to late payment fees and past due holds unless the student is enrolled in the Payment Plan by that date and current with payments.

  • Tuition
  • Fees
  • Medical Insurance
  • Moody Payment Plan


Thanks to the generosity of Moody's partners, full-time undergraduate students at the Chicago campus receive a tuition-paid education, enabling them to graduate and begin ministry quickly without the burden of student loans.

Tuition-Paid Model: How Does it Work?

BI - Financial Aid - Chicago Tuition Paid

1. Student is charged tuition, room and board and other costs and fees.

2. Student completes process for receiving Federal Financial Aid.
Aid is applied to tuition. The use of Federal Pell Grants allows Moody to use gifts from donors toward more students.

3. Chicago Undergraduate Tuition Grant covers remaining tuition.

4. Student covers room and board and other costs and fees.

How Does This Differ From Tuition-Free?

A tuition-paid model is often confused with a tuition-free model, in which an institution does not charge tuition. Moody does charge tuition, but this tuition is covered by the process explained above.


In some courses, fees for materials or resources are required. These fees are not covered by the tuition-paid education. Please see the Academic Catalog  for more information.

Room and Board 

Moody Bible Institute requires that all unmarried Bachelor of Arts and Bachelor of Music undergraduate students live on campus for the duration of their education at Moody unless granted special approval by the Residence Life Office. Moody requires this for a number of reasons, including students’ safety, community life, and campus occupancy. Rates for all students are based on actual costs and are subject to change without notice. No allowance will be granted for meals missed.

The number of single rooms for women is limited. No single rooms are available for men. All rooms are furnished with beds, dressers, desks, closets, and bookcases for the intended number of occupants. Students must supply their own linens, blankets, pillows, and other accessories.

During spring, summer, and winter break periods, single students must make a reservation at an additional cost to stay on-campus. Students planning to stay in campus housing during the winter break must be returning to on-campus for the following semester. This information is not applicable to Jenkins Hall residents; the Residence Life office will provide more information to these residents via email. Students who stay on-campus over spring, summer, or winter break may be eligible to have their room partially paid for by a Moody department that employs them, if approved.

Married students are not required to live on campus, but may apply to live on campus in Jenkins Hall by contacting Residence Life at 312-329-4189 or Availability is limited and offered on a first come, first served basis. Other resources for locating area housing are also available through the Residence Life Office.

Fee Type
Room Charge - Culbertson Hall, Dryer Hall, Houghton Hall, Smith Hall
Double (per person)
Triple (per person) 
Smith Hall Apartments
Room Charge - Jenkins Hall
Double (per person)
Triple (per person)
20 meals (per week)
15 meals (per week)
10 meals (per week - Available to Jenkins Hall residents only)
Required Fees 
Campus Network fee (on campus only)      $   100
Facilities fee $   280
Insurance Handling fee $     20
Student Activity fee $   455
Technology fee $   210
Ventra U-Pass $   150
Miscellaneous Fees (as Applicable)  
Change of Major Fee $   250
Commuter locker/Organizational key $     25
Credit by examination fee $   100
First Year Experience $   150
Graduation fee $   125
Intermission fee, per semester $   200
Late payment fee $     25
New Student Orientation $   100
Parking fee (per vehicle, per semester) $   175
Payment plan enrollment fee, per semester $     60
Returned Payment (bank account or check payment) fee $     30
Urban Cohort, per semester $   750
Music Fees: Private Music Lessons
Voice, piano, composition, organ, or other on-campus instruments, per semester (includes practice fee)    
One half-hour lesson $   420
One hour lesson $   840

A complete listing of fees can be found in the Academic Catalog 

Medical Insurance

All full-time residential students (students living in Moody-owned housing) on the Chicago campus, international students on all campuses, and all BSMAT students are required to be covered by Moody’s health insurance plan, or an approved comparable plan for the entire time that they are enrolled as a student, including breaks between semesters. International students are not allowed to waive the Moody health insurance plan. All students are personally responsible for any health care expenses not covered by their insurance (deductibles, copayments, excluded items and services, etc.). Students are responsible for full compliance with all terms and conditions of their insurance policy, and for following the payment policy of the health care provider, office, clinic, or hospital from which they receive services. This may mean that payment is required at the time of service.

All students required to have coverage will be automatically enrolled in and charged the Individual Moody Student Health Insurance Plan premium and will remain on that plan unless we receive a waiver form. If a student chooses to be covered under another insurance plan, the student must provide Moody with evidence that insurance is in effect by submitting a completed Student Insurance Waiver through his or her student portal. This form must be submitted with a copy of both sides of their current insurance card every semester in which the student is enrolled.

The approved alternative insurance plan must be comparable in coverage to the plan offered by Moody and must cover the student for the entire academic year. The deadline to submit enrollment/waiver documents is August 1 for the fall semester and December 19 for the spring semester. Students who do not submit documents prior to these deadlines will remain on the Moody Student Health Insurance Plan and will be responsible for the full semester premium. Commuter students are eligible to participate in the Moody Student Health Insurance Plan provided that one or more of the following conditions apply:

  1. Full-time status
  2. Educational Ministries students completing their student teaching
  3. Graduating seniors in their final semester

All international students with F-1 status, their spouses, and dependent children are required to carry health insurance when those dependents are living with the student. International students may not waive the Moody Student Health Insurance Plan.

Listed below are the prices for Moody Student Health Insurance Plan for the 2019–2020 academic year. A separate $20 insurance handling fee is assessed to each student, per semester, regardless of type of coverage if insurance is required or taken. Please note dependent coverage is only available for international students.

Insurance Premium
Policy Fall 2019 Spring and Summer 2020
Student $807 $1,253
Additional family members
(international students only)
$807 each $1,253 each


Note: If both husband and wife are students, they may each enroll under the Individual plan.

Note: Waivers submitted after August 1 (fall) and December 19 (spring) will be subject to a $10 late form fee. Please note that waivers submitted after this date may not be accepted and/or be able to be processed. 

Please note that waivers submitted after this date may not be accepted and/or be able to be processed. 

Students who withdraw 31 days after August 11, 2019 (fall) or January 1, 2020 (spring) will not be refunded for the insurance premium.

Moody Payment Plan

The Moody Payment Plan is an interest-free alternative to a lump sum payment of the student bill. It is administered by the Student Accounts Office in Moody Central. The plan is available to all students with the exception of international students (F-1 Visa holders) attending their first semester.

This plan allows the semester total to be split into monthly payments (see table below).

Enrollment and Activation

Students are eligible to enroll in the Moody Payment Plan each semester. Enrollment requires a down payment and a non-refundable $60 enrollment fee.

Spring 2020 Payment Plan is available November 6, 2019.

Last Day to
Enroll Online
Down Payment
Number of
Payment Dates
Payments on the 5th
Nov 25 10% 5 Dec 5 - Apr 5 
Dec 24  20% 4 Jan 5 - Mar 5 
Jan 25  25% 3 Feb 5 - Apr 5 
Feb 22 40% 2 Mar 5 & Apr 5
Mar 26  60% 1 April 5th only
Payments on the 20th
Dec 11 10% 5 Dec 20 - Apr 20 
Jan 9  20% 4 Jan 20 - Apr 20 
Feb 8  25% 3 Feb 20 - Apr 20 
Mar 11 40% 2 Mar 20 & Apr 20 
Apr 9 60% 1 April 20th Only 

NOTE: All down payments are processed immediately!


For additional information about the Moody Payment Plan, please log in to your Student Center and click on "Finances/Payment Plans/Refunds" or contact or (312) 329-4223.

Methods of Payment

  1. Students may make payments online through > Students tab > Student Center > Finances > Nelnet > Finances/Payment Plans/Refunds. Payment may be made by bank account, credit or debit card* (Discover, MasterCard, and Visa are accepted). Students may also use this portal to authorize other parties to pay toward their school bill. Note that third-party payments (from someone other than the student's custodial parent) should be reported as a resource on the student's FAFSA.

  2. Others making payments towards a student’s bill may make payments online with a debit/credit card* at Moody’s Non-Student Payment website (Discover, MasterCard, and Visa are accepted*).

  3. Payments by check or money order† may be sent payable to:
    Moody Bible Institute
    Attn: Student Accounts
    820 N. LaSalle Blvd.
    Chicago, IL 60610

*Payments made by credit/debit card may incur a 2.75% Service fee.

†Please include student name and ID number on all checks and money orders. Allow 2-3 weeks for mail delivery.

Note: Matriculation deposits may not be made online.